Rnz: Your Money With Mary Holm

For her first chat of 2023 with Jesse, Mary Holm talks about some positive financial issues. She has a list of spending that makes people happy, including paying off debt, paying for travel and events, as well as beautifying homes with plants and art.

This week Mary talks to Jesse about the worrying state of the finances for the over 65 age group in New Zealand. She's been looking at the latest data in the Retirement Commission's report which is released every three years.

Today Mary talks to Jesse about the emails she received from people explaining who they would gift one of her two books to!

Today Mary talks about 3 types of mortgages she's describing as clever. You also have a chance to win a copy of one of her two latest books. You can enter by saying in 30 words or fewer who you would give the book to and why. You send the email to mary@maryholm.com.

Today Mary Holm talks to Jesse about which funds, in and out of Kiwisaver, are best at different life stages. She says it's less about age than it is about how you will spend the money and risk tolerance.

Today Mary talks to Jesse about mortgages and whether or not you should be fixing them while there's such volatility with interest rates. She also discusses ways to split your risk with investments in these uncertain times, such as diversifying your investing.

Today Mary talks to Jesse about the Financial Markets Authority report on KiwiSaver. She also answers a question from a retired listener who has lost a substantial amount of money from her Kiwisaver in the past 10 months and wonders what she should change to stop the losses.

Your Money with Mary Holm

Today Mary talks to Jesse about the range of numbers around in terms of Kiwisaver and what they all mean. She also recommends using the Sorted KiwiSaver calculator to help work out what messages they are sending.

Today Mary Holm talks to Jesse about whether retired people can "eat their houses". She's exploring the idea that many retirees are short of cash but own very valuable homes. She has some ideas on how to get an income from your assets.

This week Mary talks about what we can learn from animal investors..

Mary talks today about growing women's financial wellbeing. She's been at at Financial Council summit on women and finances which was looking closely at the gender retirement gap. Mary shares what was discussed at that session. If you are in the Wairarapa and want to hear more of what Mary has to say about finances and Kiwisaver, she's due to speak at the Caterton Event Centre next week.

Today Mary Holm answers questions from listeners who're concerned about their Kiwisaver balances going down and when they should consider changing out their funds.

Today Mary Holm's shifting her focus away from the woes of current Kiwisaver accounts to ways of curbing spending as the cost of living rises and mortgage interest rates increase.

This week Mary Holm is tackling the issue of whether or not Kiwisaver Funds are good value for money and what you can do about it if they're not.

Today Mary Holm talks about the worries listeners have about their Kiwisaver accounts right now.

This week Mary Holm addresses more listener questions about investment and the comparison between shares and rental property returns.

Today Mary Holm answers a list of questions from a listener regarding when it's a good idea to suspend Kiwisaver payments.

This week financial journalist and author Mary Holm talks to Jesse about the latest Canstar Consumer Pulse report. It shows that 55% of New Zealanders are spending more than they earn.

New Zealand's inflation rate has hovered around 2 percent for most of this century, but experts say it could reach 7 percent this year. Financial journalist Mary Holm offers some advice for people worried about how to secure their money in the face of rising inflation and wobbly sharemarkets.