Surviving The Credit Crisis Karen Simpson-hankins, Ctacc

Real estate is about location, location, location! However, there are unusual location factors that can affect a home’s value that you may not think about. Don’t get caught unprepared! Join the conversation as my guests, Dr. Bennie Waller and Dr. Scott Wentland, Professors of Real Estate and Economics at Longwood University and I discuss how […] The post Surviving the Credit Crisis – Unusual Location Factors That May Affect Your Property Value! appeared first on WebTalkRadio.net.

Buying a newly constructed home is a big decision and you want to get full value for your investment. This means choosing an established and reputable builder – someone you can trust, someone who has the technical skills and knowledge to build a good home, and someone who will deal with you fairly and professionally. […] The post Surviving the Credit Crisis – How to Choose a Contractor/Remodeler. appeared first on WebTalkRadio.net.

The Home Loan Process is defined by what takes place before, during, and after you have an accepted sales agreement. During the entire process, your realtor will play a critical role in making this a fun, exciting, and safeguarded experience, where every aspect of the transaction flows smoothly and on time. But…It’s important to work […] The post Surviving the Credit Crisis – The Home Loan Process – From a Realtor Perspective! appeared first on WebTalkRadio.net.

Credit, both good and bad, can be a very confusing reality in our financial lives. But…bad credit does not need to kill your dreams! It just takes some very necessary action steps to get you back on course! Join me today as my guest, Kerry Lutz; attorney, author, and the radio talk show host of […] The post Surviving the Credit Crisis – Understanding Your Credit Profile: What Are Your Options When Dealing With Bad Credit? appeared first on WebTalkRadio.net.

Are you sick & tired of being in debt? Do you feel your spouse or significant other is on the same page when it comes to finances? Do you feel you’ve achieved financial oneness? Do you have a financial accountabilty partner? Is your accountability partner your spouse or maybe….someone else? Do you have bank accounts […] The post Surviving the Credit Crisis – 10 Get-Out-of-Debt and Stay-Out-of Debt Tips for Moms! appeared first on WebTalkRadio.net.

You’re out shopping for a home and you see a home that you like with a For-Sale yard sign. The first thing you do is call the real estate agent listed on the sign. But…is that really the best thing to do? Join me today as my guest, Bennie Waller, Professor of Finance and Real […] The post Surviving the Credit Crisis – The Pros and Cons of a Dual Agency Real Estate Contract appeared first on WebTalkRadio.net.

Have you ever felt that you have too much month at the end of your money? Are you making more money in your business, but wondering where it all went? Do you ever wonder how your money can start working for you instead of you always working for money? The truth is, you probably bring […] The post Surviving the Credit Crisis – How Cash Flow Really Affects Your Life! appeared first on WebTalkRadio.net.

Year end is a time of reflection, and it brings with it the desire to start fresh and the habit of making resolutions with the hope of a new and prosperous year! But, when we really sit down and plan our new year, do we really do anything different? The same is true when comes […] The post Surviving the Credit Crisis – A Debt Resolution for 2014 appeared first on WebTalkRadio.net.

It’s that time of year again when everyone is busy shopping and preparing for Christmas. I know for me, the stress of trying to get everything done between Thanksgiving and Christmas can be overwhelming! You’re trying to share your time, gifts, and good wishes with everyone you care about and the Christmas spending can get […] The post Surviving the Credit Crisis – Trim Your Christmas Spending and Have More Fun! appeared first on WebTalkRadio.net.

With the continuing tightening of underwriting requirements very few zero down payment options remain for home buyers! Introducing the U.S.D.A. Guaranteed Rural Housing Program! It can be a wonderful option for low to moderate income home buyers and the best part is….you don’t have to be a first-time home buyer! The program is also available […] The post Surviving the Credit Crisis – Attention: Home Buyers! If You Are Looking For A Zero Down Payment Option – Check Out The U.S.D.A. Guaranteed Rural Housing Loan. appeared first on WebTalkRadio.net.

The real estate and mortgage industry is changing almost on a daily basis like we’ve never seen before with the implementation of new rules by the Consumer Financial Protection Bureau (CFPB) and their Qualified Mortgage Rule (QMR) that will take effect on January 10, 2014. Everyone in the industry is talking about it and how […] The post Surviving the Credit Crisis – Obstacles in Today’s Real Estate Market – A Realtor Perspective appeared first on WebTalkRadio.net.

There are a lot of properties on the market today needing tender loving care due to the housing/credit crisis these past few years. We’ve always been told that when shopping for real estate, it’s all about location, location, location! But what do you do if you’re shopping for a home and you find that dream […] The post Surviving the Credit Crisis – The FHA 203K Renovation Loan appeared first on WebTalkRadio.net.

Home ownership is a privilege, not a right, one that comes with huge responsibility, financial and otherwise. It involves a certain mindset and may not fit every personality or lifestyle! Have you ever asked yourself should I buy or should I rent? And…how do I know the difference? Where do I need to be financially […] The post Surviving the Credit Crisis – Financial Responsibility in Home Ownership appeared first on WebTalkRadio.net.

We continue our discussion on financial literacy and the damage it can play in our lives and in our relationships! Have you ever wanted to take control of your money, but haven’t known where to start? If so, this show is for YOU! Join me and financial empowerment experts, Dr. Bonita & Bradley Vinson, as […] The post Surviving the Credit Crisis – Beat Debt. Build Wealth. Live Victoriously! appeared first on WebTalkRadio.net.

With continued instability with our economy, the value of the dollar, risk involved with long-term investments, and the stock market, more experts are recommending adding gold and silver to self-directed IRA portfolios. My guest today is, Todd Dudkevitch, Senior Account Executive with American Bullion. American Bullion is a trusted leader in adding gold and silver […] The post Surviving the Credit Crisis – Understanding the NEW Gold Rush! appeared first on WebTalkRadio.net.

It’s time to take a dive into your financial story! Yes! You have a story…we all have them! It’s what we do with our stories and how they affect us that makes all the difference. You never know what story your neighbors, co-workers, friends, or even your closest relatives may be living with. But your […] The post Surviving the Credit Crisis – Take Control of Your Money Mindset! appeared first on WebTalkRadio.net.

Buying a home is a complicated process, and it can be very intimidating for the first-time home buyer! In Today’s mortgage and real estate environment filled with media hype and negative press, it’s hard to know where to start. But…it doesn’t have to be that way! Join me as my guest, Kahren Oxner, Oxner Mortgage […] The post Surviving the Credit Crisis – Frequently Asked Questions of the First-Time Home Buyer appeared first on WebTalkRadio.net.

One of the biggest causes of divorce in our country today is relationship breakdown due to financial hardship and our own personal relationship with money. As a 37 year mortgage veteran, consumer advocate, and life coach, I can’t tell you how many times I’ve seen couples fighting over money. Counseling couples at the time of […] The post Surviving the Credit Crisis – Too Much Debt: The Killer of Credit and Relationships appeared first on WebTalkRadio.net.

You’ve just been turned down for credit from your local lender. The denial letter indicates the reason code to be “Poor Credit Performance” or “Delinquent Past or Present Credit Obligations.” You shake your head in confusion and your blood pressure begins to rise because there shouldn’t be any derogatory information on your credit report! Is […] The post Surviving the Credit Crisis – How to Fix Errors on Your Credit Report, The Dispute Process. appeared first on WebTalkRadio.net.

Can you imagine a world void of financial crisis! A world where money, and our individual relationship with it, uplifts, supports and even nourishes our lives! Wow…hard to believe isn’t it? The truth is that a lot of our thoughts, habits, and beliefs about money originate all the way back to our birth. We are […] The post Surviving the Credit Crisis – The Creative and Spiritual Side to Money…Really! appeared first on WebTalkRadio.net.