Money Matters With Wes Moss

Retirement decisions don’t often happen in isolation—they’re shaped by markets, policy shifts, career trends, and personal trade-offs. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase translate timely financial headlines into practical retirement planning considerations. • Assess cash-flow strategies for small business owners, including how Roth IRA contribution rules may create flexibility. • Interpret the latest U.S. jobs report and education-level unemployment trends to help frame portfolio and career decisions. • Evaluate small-cap and value stock performance after years of lagging returns within a diversified allocation. • Examine why savings account rates may trail broader interest rate moves and what that can mean for cash positioning. • Compare long-term care insurance with self-funding approaches, including planning implications tied to Washington State’s LTC program. • Review 457 and 403(b) rollover considerations and clarify how early Social Security benefits are cal