Money Matters With Wes Moss

Inflation is back in focus—and it’s reshaping how many people think about retirement decisions. In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase answer listener questions while providing clear context around markets, portfolios, and long-term planning trade-offs. • Explore how inflation cycles have historically resurfaced and how price shocks may influence spending and wage conversations. • Compare growth and value stocks using simple analogies that help clarify their role in retirement portfolios. • Break down how retirement withdrawals and tax planning are commonly coordinated, including Roth conversions and differences between 457 and 401(k) plans. • Explain key considerations around Employee Stock Ownership Plans, including diversification challenges in private companies. • Discuss where bonds and cash may fit when dependable income already covers everyday expenses. • Consider how lump sums and ongoing savings are often invested while balancing valuation concerns with dis