New and Noteworthy with Dave Westwood

The guest of Episode 23 is Adam Hagerman of “10 Minute Money Tips” Minute Money Tips”, which features questions from listeners about common money problems. Adam is a financial coach, a certified financial planner and accredited financial counselor. Some of the topics covered: The 8 Steps to Financial Freedom How much Adam believes is necessary to save for retirement Why people don’t budget Whether it is more important to reduce expenses or increase income Easy ways to reduce spending The importance of an emergency fund Adam’s opinion on Dave Ramsey How the podcast has helped Adam’s financial coaching business Other resources: 10 Minute Money Tips on iTunes and Stitcher Adam Hagerman’s website Adam Hagerman on Facebook and Twitter Sponsor: www.99designs.com